Master Escrow in 6 Steps

Eliminate trust issues in your transactions. Watch how our automated flow protects your money from start to finish.

The Complete Lifecycle

How we handle your money securely

Phase 1

Register & Wallet

Sign up in 2 minutes. Your secure wallet is automatically provisioned for instant transactions.

Register & Wallet
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Go to Registration
Phase 2

Create Escrow

Define amount and terms. Choose a specific payee or create an 'Open Escrow' link.

  • Specific user (verified)
  • Open link sharing
  • Optional verifier
Create Escrow
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Phase 3

Secure Invite

Generate a unique `/escrow/[id]` link. Links expire after 72h for maximum security.

  • One-time claim
  • Revocable anytime
  • Login required
Secure Invite
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Phase 4

Payee Acceptance

The payee reviews the terms and clicks accept. You are notified instantly via email.

Payee Acceptance
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Phase 5

Fund the Escrow

Deposit to your wallet and move funds to the escrow. Money is locked until completion.

  • PSP integration
  • Bank-grade security
  • Idempotency protected
Fund the Escrow
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Phase 6

Release & Payout

Payee submits proof. Once you verify, funds are released. Disputes are handled in 48h.

Release & Payout
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Real-time status tracking

createdpendingacceptedfundedproof submittedcompleted

Common Questions

A financial arrangement where a third party holds funds until specific conditions are met, protecting both buyer and seller.

No platform fees! You only pay standard payment provider charges (approx 1-2%).

If proof is rejected, a 48h dispute window opens. Evidence is reviewed by our team or your selected verifier.

Yes, Enpay is 100% responsive and can be installed as a PWA on your home screen.

Ready for Zero-Risk Business?

Join a growing community of sellers and buyers using bank-grade protection for every deal.